How To Get Low Interest Auto Title Loans in Los Angeles

If you’re in need of a car title loan and live in or around Los Angeles, California you have find the best company to work with when getting an auto title loan.

Family Title Loans is a premier lender servicing Los Angeles, CA and other areas when people need money quickly.


First, it is best if you understand what a car title loan is and how they work.  They can go by the name pink slip loans, vehicle collateral loans, vehicle title loans and auto title loans.

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Call Family Title Loans today at (844) 254-7170 to see how much you qualify for!

The money you get when you borrow money from a lender is based on the equity in your vehicle and is based off a percentage of that.  A lender will rarely, if ever, loan you 100% of the value that is in the vehicle.  Why?  Because lenders do not want to risk lose money (more than necessary) so the most they will loan is 80% of the equity you have in your car.  

The interest rate is generally higher on vehicle collateral loans because lenders are not concerned about your credit score.  You can have past unpaid bills including medical bills, a foreclosure, a bankruptcy, and other issues.  Due to having a poorer credit score the lender will charge a higher interest rate–and like any lender, if you do not pay back your loan you risk losing your vehicle to repossession.          .

Other factors that go into how much money you make include the age of the vehicle, condition and mileage on the vehicle, your credit score, monthly verifiable income (in California you must make at least $1,200 a month and be able to prove this to get a title loan) other forms of income, if you have a salvage or clean title and a references.  You’ll also need the VIN when you call and to have 100% insurance–not just liability insurance, and identification to prove who you are and ownership of the vehicle.

Now let’s discuss Part 2:  How to get the best interest rate on a car title loan in California:

To get the best interest rate you have to understand the following information…the auto title loan market and how it works.  Title loan companies are not charities–they are in business to make money for their owners, and they do this by providing loans to need them.  The biggest advantage of a title loan is the speed in how fast you can get them.  Normally, you can get money in as quickly as 24 to 48 hours–sometimes even faster as long as you get the lender the paperwork and information they need.  You can get pre-approved in as little as 10-15 minutes, and sometimes get the money in as little as a few hours–but generally it will take a day or so.  

This is a lot faster than traditional banks or lenders.  We also recommend that, as soon as possible, you strive to pay off your loan.  The lender will generally make your payments small so you can afford the monthly payments, but like any loan–the longer you go without paying off the balance the more you end up paying in interest and total cost.

The best way to get a lower interest rate is to shower the lender you are a good risk.  Have strong steady/reliable income, a vehicle with a lot of equity in it, a vehicle that has lower mileage, income that is verifiable, and even a higher credit score–all these factors help in getting a lower rate of interest.

Whatever the case, contact Family Title Loans today or fill out the application form on the website.  You can speak to one of our representatives and get pre-qualified within minutes.

What Our Customers Are Saying

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Dan Hernandez

I was really surprised at the amount of money I received from my loan on my truck’s title! The process here is really painless and I was approved in about 5 minutes and was able to pick up the money the same day.

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Tamika Bennett

I had to pay my property taxes and couldn’t get a personal loan from the bank, so I found Family Title Loans online and they were abble to get me approved fast for a car title loan on my Toyota Camry. Thanks Family Title Loans!

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Arin Riley

My friends had told me aboutFamily Title Loans services and when I was short on cash I thought I would give it a chance. I was glad I did as one of their licensed vendors got me the money I need the same day!

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and even if you’ve been through a bankruptcy or foreclosure, we will work quickly to get the funds you need today!

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