San Diego, CA 92110
(5 / 5) Reviewed on 2018-10-05 by Trista Arnold
Best Vehicle Title Loans in San Diego
Let’s face it, the internet has become a normal part of daily life in today’s modernized world. We use the internet for just about everything. Whether we are looking to buy something, simply need to learn something about a topic, or require professional services, the internet is a major convenience for most. If you’re looking for car title loans online you’ve come to the right place. Family Title Loans can help you get a cash loan using your car title quickly and hassle-free.
Get a Loan Against Your Auto Title For Fast Cash
Whether you’re behind on your house payment, encountered an unexpected hospital visit that’s left you with a large bill, or you simply need cash for another reason, car title loans in San Diego may be the best way to get the money you need today! Call (619) 547-1728 now if you’re ready to apply or have some questions.
How Do Vehicle Title Loans Work?
You might be wondering exactly where and how to get started and that’s okay. Until now you’ve probably never heard of or have been in the position of needing to get a title loan in San Diego. The good thing is that there are not many requirements that need to be met in order to apply. You can apply for a car title loan online, over the phone, or in person.
The Best Car Title Loans In the San Diego Area
Instead of sifting through the different types of title loans online, why not take the steps to actually get one? You are going to find many lenders offering an array of title loans, but which lender can actually help you get the best loan for your needs?
Rest assured that you’re in good hands when you select Family Title Loans® for a loan against your car, truck, boat, SUV, RV, or motorcycle’s title. If this is your first time applying, consider checking out the pros and cons of title loans in California.
What Do You Need for Title Loans in San Diego?
It’s a common question we receive and luckily, you can take a deep breath and relax…because you don’t need to worry about your credit scores when applying for a title loan with Family Title Loans®. Bad credit simply is NOT an issue with us! This is also why we feel it important to offer online title loans with no credit check. You shouldn’t be punished for past financial mistakes.
Auto title loans are often referred to as “title pawn” or “pink slip loans” or “collateral loans on vehicles”. However, unlike traditional pawn shops, you can continue driving your car after you’ve received your cash loan for your car title.
In order to qualify for title loans online you should have a steady and consistent monthly income. If you are not currently employed then retirement, disability, or even unemployment income can be used to qualify.
How Can I Get a Car Title Loan?
It’s easy and simple to apply for our title loans online. Our approval process is FAST and can take as little as 30 minutes. You can apply online or in person at any of our locations throughout the San Diego County area.
Once you’ve been approved online, you’ll need to bring in your vehicle for a visual inspection, and its value will be estimated at that time. Your total loan amount will depend on the estimated value of the vehicle. If you’d like to get a good idea of your vehicle’s value before applying, simply search online for auto appraisal websites like Kelley Blue Book.
In order to qualify for a loan you should also have a steady and consistent monthly income. If you are not currently employed, then retirement, disability, or even unemployment income can be used to qualify. Keep in mind and be prepared to make regular payments after being approved and receiving your vehicle title loan. You may several repayment options and in most cases, can even pay the whole amount off early without a pre-payment penalty fee.
Get a Loan Without a Credit Check
You can get a loan without a credit check when you choose Family Title Loans®. You will need to meet the requirements before qualifying for a loan, but upon approval you could get $2,600 or more, sometimes same-day. We don’t rely on your credit, rather we rely on your ability to have a steady income and the financial means to afford your monthly payments.
Our lenders are careful not to lend to borrowers that cannot afford a pink slip loan in the first place. Our goal is not to put your financials in further jeopardy. We’re here to help you get the funds you need, without the stress or hassle. Call (619) 547-1728 today to learn more or apply by phone.
Choosing an Auto Title Lender in San Diego
Family Title Loans® continues to provide first-class customer service to the residents of San Diego, CA. On a daily basis, we provide needed cash to dozens of San Diego residents. Our auto title loans are perfect for individuals who have unsuccessfully attempted to get a conventional loan. Or individuals who simply just need some extra cash right now!
Conventional loans are usually based on your credit score, but with us a credit check is not needed, so you don’t need to be concerned about having poor credit when applying for our vehicle title loans in San Diego.
Do You Offer Car Title Loans for Older Cars in California?
Our fast title loans help you receive cash using the equity in your vehicle. Most of the time we can get the money you need the same day, and many cases within just a few short hours, all without a personal credit check! YES…you heard that correctly and although it may seem too good to true, it really is!
You see a loan against your auto’s title does not require us to underwrite your personal credit, making the process fast and easy. In order to qualify your vehicle needs to be free and clear of any liens on the title, meaning you do not have any open loans against your title.
While we can offer loans for older cars, it’s important to remember that the value and equity of your vehicle is what really matter. So you can have an older car that qualifies for a title loan if it’s in great shape and still worth a decent amount of money.
Let Us Help You Get a Cash Loan Using Your Car Title
Now that you know how to get a car title loan, let’s take the next step together and find out how much CASH you can qualify for by applying right here on our website, or call (619) 547-1728. If you have any questions at all about our loan process, rates, terms, or anything else regarding our car title loans just give us a call.
About San Diego, CA
- Zip Code: 92110
- Population: 1,419,516
- Main Attraction: Balboa Park
Information About San Diego, California
- As of 2017, San Diego is the 8th largest city in the US.
- San Diego is the 2nd largest city in the state of California.
- Europeans visited San Diego first.
- San Diego is the seat of San Diego County.
- Tourism is the 2nd primary economic engine of San Diego.
- 200 deep canyons and hills separating the mesas makes up San Diego’s foundation.
- Cowles Mountain is the highest point in San Diego – 1,591 feet.
- San Diego is home to over 100 identified neighborhoods.
- According to Farmers’ Almanac, San Diego is among the top 10 cities with the best climates.
- San Diego County is home to the most plant and animal species that are on the endangered list of counties in the U.S.
- The largest naval fleet in the world calls San Diego home.
Nearby Areas of San Diego That We Service
- La Jolla
- Del Mar
- Solana Beach
- Lemon Grove
- El Cajon
- La Mesa
- National City
- San Marcos
Common Questions About Title Loans in San Diego
Q: What is a Title Loan?
A: A title loan is a short-term loan in which you give the lender your vehicle title as collateral for a cash loan. Interest rates are often higher than traditional cash loan methods simply because the lender is taking a large risk by lending just about anyone, a car title loan. Requirements must be met in order to qualify.
Q: How Do Title Loans Work?
A: You apply for a title loan either online or by phone. Then once approved, you look over the terms and agreement and discuss repayment options. You provide the lender with your auto title and it’s returned to you as soon as you finish repaying your loan.
Q: What Do You Need for Title Loans?
A: The majority of lenders require the same information but it’s important to find out what the necessary information is for the specific lender you’re applying with. For Family Title Loans, you need to be the sole owner of your vehicle, have a title with no liens, and a regular monthly income.
Q: Why Car Title Loans Are Bad?
A: Title loans get a bad rap sometimes because borrowers don’t fully understand just what a title loan is. This particular loan option is ideal if you need more than $2,600 and are prepared to make the monthly payments on time. Many borrowers are misinformed or don’t read the terms before taking an auto title loan and end up failing to pay, or running into problems that could have been avoided, had they fully read the terms of service. Title loans aren’t bad if you do your research and know what to expect.
Q: How Much Can I Get On A Car Title Loan?
A: The amount you receive depends on different factors. The minimum you can receive is $2,600, but you could qualify for $10,000 or even more. The value of your vehicle helps us determine how much you’re approved to borrow.
Q: Can I Get A Title Loan With Bad Credit?
A: Yes! Our loans are ideal for borrowers with any credit; or lack thereof. We don’t base your approval on your credit score. Rather, we look at your vehicle’s value, your income and your ability to repay the loan.
If you want to apply for a personal cash loan with one of the best car title loan lenders in San Diego, call (619) 547-1728 or click the button below to apply online today! It only takes minutes and we offer quick approvals so you can get your cash fast.