Santa Ana, CA 92701
(5 / 5) Reviewed on 03/19/18 by Jenny Friend
Premier Car Title Loans in Santa Ana
Let’s face it, pretty much any kind of financial emergency catches us by surprise and too many times it seems to be an expensive emergency. Whether you’re behind on your rent or mortgage payment, have unexpected medical bills, or simply need some cash for any reason at all, our car title loans in Santa Ana may be the best way to get the money you need today!
You might be wondering exactly where and how to get started. It’s okay if you don’t know, because until now you likely haven’t had a reason to be educated in title loans. The good thing is that there are not many requirements that need to be met to get a car title loan online, over the phone, or in person. But before you get started you should make sure that you’re dealing with one of the best auto title lenders.
Rather than spending precious time sifting through the different types of car title loans on the web, consider just applying for one! You are going to find many lenders offering an array of title loans at various rates, but which one can actually get the best loan for you? Rest assured that you’re in good hands when you select Family Title Loans® for a loan against your car, truck, boat, SUV, RV, or motorcycle’s title.
Important Car Title Loan Requirements
Now take a deep breath and relax…because you don’t need to worry about your credit scores when applying for a title loan with Family Title Loans®. Bad credit is not an issue! This is also why auto title loans are occasionally known as “title pawn” or “pink slip loans”, but unlike traditional pawn shops you can continue driving your car after you’ve received the funds.
Our loan approval process is quick and can take as little as half an hour. You can apply online or in person at any of our locations throughout the Orange County area. Once approved, you’ll need to bring in your vehicle for a visual inspection. At this time the value will be estimated. Your total loan amount will depend on the estimated value of your vehicle. If you’d like to get a good idea of your vehicle’s value before applying, simply search your vehicle online at auto appraisal websites like Kelley Blue Book.
In order to qualify for a loan you should also have a steady and consistent monthly income. If you are not currently employed, then retirement, disability, or even unemployment income can be used to qualify. This is when it’s important to stress to borrowers that the regular payments each month will need to be made once you’ve secured your vehicle title loan. We’re here to make it stress-free when setting up your repayment plan. You can even pay the whole amount off early without a pre-payment penalty fee.
Choosing an Auto Title Lender
Family Title Loans® continues to provide first-class customer service to the residents of Santa Ana, CA. On a daily basis, we make a way for dozens of Santa Ana residents to get the cash they need. Our auto title loans are perfect for individuals who have not bee able to secure a conventional loan. Or for individuals who simply just need cash right this instant! Conventional loans are usually based on your credit score, but with us a credit check is not needed. That said, you can relax knowing you don’t need to be concerned about having poor credit when applying for a vehicle title loan with us.
Our quick title loans help you receive cash using the equity in your vehicle. Most of the time we can get the money you need the same day and in many cases within just a few short hours. All without a personal credit check! Yes…you heard that correctly and although it may seem too good to true, it really is! You see, a loan against your vehicle’s title does not require us to underwrite your personal credit, making the process fast and easy. In order to qualify your vehicle needs to be free and clear of any liens on the title, meaning you do not have any open loans against your title.
The age of your vehicle will also play a role as well as the condition. Your vehicle may not qualify if it doesn’t hold much value. The majority of vehicles that qualify are no older than 10 years. Regardless of how old your car is or what condition it’s in, we encourage you to apply for our title loans to find out if it qualifies.
Now that you know how to get a car title loan, let’s take the next step together and find out how much cash you can qualify for by applying right here on our website, or call (657) 218-0055.