Santa Cruz, CA 95060
(5 / 5) Reviewed on 2018-07-14 by Steven Ringwald
Best Car Title Loans in Santa Cruz
Let’s face it, pretty much all financial emergencies take us by surprise and most often can be very expensive. Whether you’re behind on your rent or mortgage payment, have unexpected doctor bills, or just need CASH for virtually any reason at all, our car title loans in Santa Cruz may be the best way to get the money you need today!
You might be wondering exactly where and how to get started and that’s okay if you don’t know, because until now you’ve probably have never heard of or have been in the position of needing to get a title loan. The good thing is that there are not many requirements that need to be met to get car title loan online, over the phone, or in person but before you get started you should make sure that you’re dealing with one of the best auto title lenders.
Instead of sifting through the different types of car title loans on the web, let’s take the steps to actually get one! You are going to find many lenders offering an array of title loans, but which one can actually get the best loan for you? Rest assured that you’re in good hands when you select Family Title Loans® for a loan against your car, truck, boat, SUV, RV, or motorcycle’s title.
Important Title Loan Requirements
Now take a deep breath and relax…because you don’t need to worry about your credit scores when applying for a title loan with Family Title Loans®, because bad credit simply is NOT an issue with us! This is also why auto title loans are occasionally known as “title pawn” or “pink slip loans”, but unlike traditional pawn shops you can continue driving your car after you’ve received your loan proceeds!
The approval process is FAST and can take as little as 30 minutes. You can apply online or in person at any of our locations throughout the Santa Cruz County area. Once you’ve been approved online, you’ll need to bring in your vehicle for a visual inspection, and it’s value will be estimated at that time. Your total loan amount will depend on the estimated value of the vehicle. If you’d like to get a good idea of your vehicle’s value before applying, simply search online for auto appraisal websites like Kelley Blue Book.
In order to qualify for a loan you should also have a steady and consistent monthly income. If you are not currently employed, then retirement, disability, or even unemployment income can be used to qualify. Keep in mind and be prepared to make regular payments after being approved and receiving your vehicle title loan. You may several repayment options and in most cases, can even pay the whole amount off early without a pre-payment penalty fee.
Choosing an Auto Title Lender
Family Title Loans® continues to provide first-class customer service to the residents of Santa Cruz, CA. On a daily basis, we provide needed CASH to dozens of Santa Cruz residents. Our auto title loans are perfect for individuals who have unsuccessfully attempted to get a conventional loan or for individuals who simply just need CASH right now! Conventional loans are usually based on your credit score, but wish us a credit check is NOT needed, so you don’t need to be concerned about having poor credit when applying for a vehicle title loan with us.
Our fast title loans help you receive CASH using the equity in your vehicle. Most of the time we can get the money you need the same day, and many cases within just a few short hours all without a personal credit check! YES…you heard that correctly and although it may seem too good to true but it is! You see a loan against your vehicle’s title does not require us to underwrite your personal credit, making the process fast and easy. In order to qualify your vehicle needs to be free and clear of any liens on the title, meaning you do not have any open loans against your title.
Now that you know how to get a car title loan, let’s take the next step together and find out how much CASH you can qualify for by applying right here on our website, or call (831) 540-2163.
Last Updated: 2020-01-30 19:56:54