San Diego, CA 92123
(5 / 5) Reviewed on 2018-09-18 by Tabitha Eaton
Leading Car Title Loans in San Diego
Let’s be real here. Just about every financial emergency comes as a surprise and is typically a large amount. Whether you simply need some cash or you’re behind on mortgage or rent, need to pay doctor bills or whatever your reason, our car title loans in San Diego may be the best option for you to get the money you need today!
If you have never been in a situation that required you to consider a title loan you may not know where to start. And that’s okay. The good thing is that there are not many requirements that need to be met to get a local car title loan online, over the phone, or in person. We do advise that before you take a loan you make sure that you’re dealing with one of the best auto title lenders in San Diego County.
Rather than sit down and spend hours sifting through the different types of car title loans on the web, why not take the steps to actually get one? It can be a tedious task because you’re going to find many lenders offering an array of title loans. But how do you know which one can actually get the best loan for you? Rest assured that when you select Family Title Loans® for a loan against your car, truck, boat, SUV, RV, or motorcycle’s title, you’re in good hands.
Important Requirements for Car Title Loans
Take a deep breath and relax…because you don’t need to worry about your credit when applying for a title loan with Family Title Loans®, because all credit scores are welcome to apply. Bad credit is not an issue with us! You have likely heard auto title loans referenced as “pink slip loans” or “title pawn” or even “collateral loans”. The difference in us and traditional pawn shops is that you get to keep driving your vehicle once you’ve secured your funds. You don’t hand over your vehicle in order to get the cash; just the title.
Our approval process is very quick; often as little as 30 minutes. You can apply online with our convenient application or give us a call at any of our locations throughout the San Diego County area. Once you’ve been approved online, you’ll need to bring in your vehicle for a visual inspection, and it’s value will be estimated at that time. Your total loan amount will depend on the estimated value of the vehicle. If you’d like to get a good idea of your vehicle’s value before applying, simply search online for auto appraisal websites like Kelley Blue Book.
In order to qualify for a loan you should also have a steady and consistent monthly income. Not currently employed? If you have retirement, disability, or even unemployment income you can use that and still qualify. Keep in mind and be prepared to make regular payments after being approved and receiving your vehicle title loan. We can usually provide several repayment options to better fit your individual needs. In most cases you can even pay the whole amount off early without a pre-payment penalty fee.
Choosing an Auto Title Lender
Family Title Loans® continues to provide first-class customer service to the residents of San Diego, CA. On a daily basis, we provide the funds that is much needed by dozens of San Diego residents. Our auto title loans are perfect for individuals who have not been able to secure a loan elsewhere, haven’t qualified to receive enough cash, or need the money as quickly as possible. Conventional loans are usually based on your credit score, but wish us a credit check is not required, so you don’t need to be concerned about having poor credit when applying for a vehicle title loan with us.
Our fast title loans help you receive CASH using the equity in your vehicle. Most of the time we can get the money you need the same day, and many cases within just a few short hours all without a personal credit check! YES…you heard that correctly and although it may seem too good to true but it is! You see a loan against your vehicle’s title does not require us to underwrite your personal credit, making the process fast and easy. In order to qualify your vehicle needs to be free and clear of any liens on the title, meaning you do not have any open loans against your title.
Now that you know how to get a car title loan, let’s take the next step together and find out how much CASH you can qualify for by applying right here on our website, or call (858) 879-6122.